Privacy Policy

Privacy Policy

Last updated: September, 2026

Repair Intelligence Circle ("RIC") is an education and training community for credit repair business owners. It is operated by JAYSR SOLUTIONS LLC, doing business as J Funded Credit Solutions ("we," "us," or "our"). This Privacy Policy explains what information we collect through this website (the "Site"), how we use it, and the choices you have.

1. Information this Site collects

The Site has no sign-up form. It does not ask for your name, email address, phone number or payment details.

When you visit, our website host and its service providers may automatically collect standard technical information, such as your IP address, browser and device type, the pages you view, the page that referred you, and the date and time of your visit. Cookies and similar technologies may be used to run the Site and to understand how it is used.

2. Joining through Skool

Every join button on the Site takes you to Skool (skool.com), where your membership is created, billed and managed. Skool collects your account and payment information under its own privacy policy and terms. We do not receive your full payment card details. As the owner of the community, we can see the member information Skool makes available to community owners, such as your name, profile, and any answers you give to membership questions.

3. How we use information

We use information to:

Operate, maintain and secure the Site

Understand how visitors use the Site so we can improve it

Run and support the RIC community, including live calls and member support

Respond to messages you send us

Detect and prevent fraud or misuse

Meet our legal obligations

4. How we share information

We do not sell your personal information. We share it only:

With service providers that help us run the Site and the community, such as our website host and Skool

When required by law, court order or a government request

To protect our rights, our members, or the safety of others

5. How long we keep information

We keep information for as long as it is needed for the purposes described above, including the length of your membership and any records we are legally required to keep.

6. Your privacy rights

Depending on where you live, you may have the right to:

Know whether we process your personal information and get a copy of it

Correct inaccurate information

Delete your personal information, subject to legal exceptions

Opt out of the sale or sharing of personal information for targeted advertising

We do not sell personal information. To make a request, email [email protected]. We verify requests by matching the name and email you provide against our records. We will not treat you differently for exercising your privacy rights.

7. Cookies

You can block or delete cookies in your browser settings. Some parts of the Site may not work correctly if you do. We do not place information that directly identifies you in cookies.

8. Children

The Site and the RIC community are for business owners and are not directed to anyone under 18. If we learn that we have collected personal information from a child under 13, we will delete it.

9. Links to other websites

The Site links to other websites, including Skool. We are not responsible for the privacy practices of those websites. Please read their policies.

10. Changes to this policy

We may update this Privacy Policy from time to time. When we do, we will post the new version on this page and change the "Last updated" date.

11. Contact us

Questions about this Privacy Policy: [email protected]

JAYSR SOLUTIONS LLC, doing business as J Funded Credit Solutions